Real Estate

Navigating Kenya's Mortgage Maze: Challenges, Low Uptake, and the Ascent of Alternatives in 2025 Homeownership is a widely held aspiration in Kenya, yet the path through traditional mortgage financing remains a narrow and challenging one for the vast majority. Despite a growing economy and increasing housing demand, Kenya's mortgage market is frequently described as underdeveloped, with reports indicating...

Land is King: Unpacking Kenya's Enduring Preference for Land Investment in 2025 In Kenya's dynamic real estate landscape, one investment class consistently captures the hearts and minds of investors: land. The Kenya National Bureau of Statistics (KNBS) Economic Survey 2025 revealed a telling statistic – a staggering 61.1% of real estate-related loans are channeled towards land acquisition. This profound...

Kenya's Affordable Housing Program: Navigating Ambition and Reality in 2025 Kenya's Affordable Housing Program (AHP) stands as a cornerstone of the government's agenda to address the nation's significant housing deficit and stimulate economic growth. With an ambitious target to construct 200,000 units annually, the program has been a focal point of public and investor attention throughout early 2025. This...

Company Profile: Gazebo Homes Ltd I. Executive Summary Gazebo Homes Ltd, established in 2022 and headquartered in Nairobi, Kenya, operates as a privately held real estate developer. The firm specializes in the creation of modern, luxury apartments, aiming to bridge the gap between high-end living and accessibility in the Kenyan market. Under the leadership of its Founder and CEO, Abdikarim Hassan...

Introduction Buying real estate in Kenya is an exciting adventure. Whether you're dreaming of a cozy home or a smart investment, understanding the ins and outs of the process is key for a smooth experience. Real estate in Kenya offers a chance to be part of a market that's both unique and full of opportunities. However, like with any significant financial decision, you want to approach it with knowledge...

Fraud undermines Uganda’s real estate sector, with title duplication and fake brokerage operations costing the market UGX 250 billion annually. These illicit activities erode investor confidence, inflate transaction timelines, and spotlight regulatory gaps. Fraud Types & Scale Title Duplication: Annual Ministry of Lands surveys detect over 8,000 parcels with duplicate titles, often resulting...

The districts of Wakiso and Mukono, flanking Kampala, have become epicenters of real estate growth, fueled by urban spillover, infrastructure improvements, and affordability. UBOS estimates population growth rates exceeding 7% annually, pressing demand for housing, commercial space, and community services. Infrastructure & Accessibility Road Upgrades: The Kampala–Jinja Expressway (Phase I...

Uganda’s diaspora—comprising 1.5 million citizens abroad—remitted $1.2 billion in 2023, channeling approximately 25% of this into property investments. This capital influx has revitalized urban and peri-urban markets, offering both financial returns for investors and development opportunities for local economies. Investment Patterns & Channels Direct Land Purchases: Freehold and leasehold...

Uganda’s land tenure system stands as one of the most intricate in East Africa, featuring a coexistence of freehold, leasehold, and mailo land regimes. The mailo system, rooted in the 1900 Buganda Agreement, grants perpetual land ownership without clearly defined boundaries or associated occupant rights. This nuanced framework has fostered legal ambiguities, overlapping claims, and transaction...

Kampala’s skyline is transforming as condominiums increasingly dominate the cityscape. Driven by demographic shifts, land scarcity, and investor appetite, vertical living has become a strategic response to mounting urban pressure. Neighborhoods like Naalya, Kira, Bukoto, and Ntinda now host high-rise developments that blend residential, retail, and leisure spaces, reflecting a global pivot toward...